Periodically, as I would imagine most couples would, we look at our expenses under the microscope, with a fine-tooth comb we went through it, took a deep-dive into every cent, and I made a startling revelation. Reviewing my bank account on the app, I saw a regular charge which I’ve been getting for the past 5 years (at least) and just thought, “oh yeah that’s fine, next”, did a sort of double take and thought, “wait a minute, let me just look at this in detail”. I was paying