Search

Does your savings have a drinking problem?

It’s Friday night and it’s been a long week. We rendezvous at our local and have some pints. Feeling all relaxed, we head to our favourite night club and, “OPEN BOTTLE”. Oh how we used to enjoy saying those words. Chivas, Grey Goose, Mac Allan, Dom Perignon, 3 litre Martell Cordon Bleus, 6 litre Belvederes. You name it, we’ve ordered it, and polished it clean. I probably had my first drink at the ripe old age of 14 years old. I swiped a bottle of Cognac from my dad’s liquor c

There's a new term for daylight robbery - Subscriptions!

Periodically, as I would imagine most couples would, we look at our expenses under the microscope, with a fine-tooth comb we went through it, took a deep-dive into every cent, and I made a startling revelation. Reviewing my bank account on the app, I saw a regular charge which I’ve been getting for the past 5 years (at least) and just thought, “oh yeah that’s fine, next”, did a sort of double take and thought, “wait a minute, let me just look at this in detail”. I was paying

Incoming Call: Rip-off Network

What would we do without our phones? Back in the day our phones were used for 3 things only, calls, texts and playing Snake of course. Fast forward only just 10 years and we use our phones as a camera, music player, calculator, notepad, bank, web browser, compass, map, ruler, GPS tracker, medium for news, stalking friends (I don’t do that, you do that 🤨) and many more reasons. Now more than ever, our phones play a very important role in our lives. With that, everybody has a

On Offer: Get paid to be organized!

“Hunny, could you get a $200 gift card please”? Something I hear almost every week from my other half. No, we are not attending a party or gifting $200. That’s us purchasing a supermarket gift card for $190 but getting a value of $200. Yes $10 worth of extra value just for purchasing a gift card in advance or basically, being organized. Cashback Apps So, we live in a country where the supermarket has a partnership with a fuel company and other retail stores selling appliances

Boy, do these cents add up!

Boy oh boy, what a year it has been so far. 4 months to go and everyone is just wondering how much worse this could all get. I know there are many people doing it tough especially right now during the global pandemic but this is also one of the best times to take some time and re-evaluate your expenses. I thought I’d put something together that I myself have made changes to and benefited from to share with all of you to save a buck here and there. Caffeine junkies For those y

If you had a crystal ball..

Predicting the future is something we all wished we could do at some point in our lives. But as we all know, this isn’t quite possible.

CREDIT CARE-TAKING

How to build a good credit rating About a month ago my partner and I went shopping for a new car. After hours of trying to convince her and arguing my case, we (and by we I mean she) decided to purchase a second-hand car that was a couple of years old. The “discount” that one gets versus a brand new car almost makes it a no-brainer (almost). Anyway, we shopped around and found a suitable sized car, 2 years old with low mileage and excellent interior & exterior. We negotiated

SAFE JOBS, SAVE LIVES!

TIPS TO HIRING EMPLOYEES & PAYROLL MANAGEMENT So your little after-hours project is not so little anymore, or you’re currently looking for office space and will need a team of support staff to take your business to the next level. You’ll need to start hiring and your thoughts are, “Who, where, when and how much?”. We’ve come up with a few tips to help you out with the process. Or alternatively you can spend $100s if not $1,000s on speaking to a payroll professional on what yo

How to Budget for Christmas

What, it’s December? Already? Geez the year has gone by quickly. And yes, Christmas is just around the corner, T -17 days to gatherings, presents, merry making, Christmas crackers and the flurry of excuses to indulge in all the foods and beverages. As we go about all these, we find ourselves coming out the other end going, “Wow, spent quite a bit this Christmas. Should really budget better next year”, but we don’t end up doing it and just stay in this seemingly unavoidable lo